In Australia, getting ahead without debt is possible — but painfully slow. This lesson breaks down why using debt strategically can accelerate your wealth-building journey without putting your lifestyle or peace of mind at risk.

You’ll learn how smart debt can turn $100K into $3.3M, why borrowing isn’t about going all-in, and how to find the sweet spot between risk, reward, and real growth.

If you’ve ever felt uneasy about debt, this will flip the script — and show you how to use it as a tool, not a trap.