🥇 Winner: 2024 Digital Advice Platform
🥇 Winner: 2024 Digital Advice Platform
Not Ready for a Financial Adviser?
Start Here Instead.
Not Ready for a
Financial Adviser?
Start Here Instead.
Not Ready for a Financial Adviser?
Start Here Instead.
A self-paced money app with tools, step-by-step courses, and expert guidance - so you can save more, invest smarter, and feel confident with your next money move.
A self-paced money app with tools, step-by-step courses, and expert guidance - so you can save more, invest smarter, and feel confident with your next money move.




Get Started
Get Started
Get Started
Turn Uncertainty into Wins - in 3 Simple Steps
Turn Uncertainty into Wins -
in 3 Simple Steps
Turn Uncertainty into Wins -
in 3 Simple Steps
A clear plan, tools that work, and support when you need it.
1. Set Your Starting Point
Answer a few quick questions so we can personalise your learning plan and highlight where to focus first.
2. Unlock Your Money Tools
Get instant access to step-by-step deep-dive courses to help you save more, invest smarter, buy your first property, sort your super, and more.
3. Make Your Next Smart Move
Once you’ve nailed your first focus area, use our tools to plan the next move that will make the biggest difference to your progress.






1. Set Your Starting Point
Answer a few quick questions so we can personalise your learning plan and highlight where to focus first.
2. Unlock Your Money Tools
Get instant access to step-by-step deep-dive courses to help you save more, invest smarter, buy your first property, sort your super, and more.
3. Make Your Next Smart Move
Once you’ve nailed your first focus area, use our tools to plan the next move that will make the biggest difference to your progress.






1. Set Your Starting Point
Answer a few quick questions so we can personalise your learning plan and highlight where to focus first.
2. Unlock Your Money Tools
Get instant access to step-by-step deep-dive courses to help you save more, invest smarter, buy your first property, sort your super, and more.
3. Make Your Next Smart Move
Once you’ve nailed your first focus area, use our tools to plan the next move that will make the biggest difference to your progress.






Money is hard…
No one teaches you how to make money work - they just 'expect' you to know.
No one teaches you how to make money work - they just 'expect' you to know.
66%
of Australians don’t feel financially secure. It’s tough to feel confident about the future when it always feels like you’re behind.
AMP Financial Wellness Report 2024
3.8%
is the average amount saved from income each month. Most people want to get ahead - but real progress feels slow. Or impossible.
Australian Bureau of Statistics National Accounts
3.8%
is the average amount saved from income each month. Most people want to get ahead - but real progress feels slow. Or impossible.
Australian Bureau of Statistics National Accounts
49%
have no investments outside super or their home. It’s easy to think investing isn’t for you - especially when no one has ever taught you how to start.
ASX Australian Investor Study 2023
49%
have no investments outside super or their home. It’s easy to think investing isn’t for you - especially when no one has ever taught you how to start.
ASX Australian Investor Study 2023
Why Members Join
Why Members Join
Real progress in just 6 - weeks.
If you’ve ever felt stuck, behind, or worried you “missed the boat” - these numbers prove it’s possible to get real results, no matter where you start.
Real progress in just 6 - weeks.
If you’ve ever felt stuck, behind, or worried you “missed the boat” - these numbers prove it’s possible to get real results, no matter where you start.
60%
60%
Invested over $1,000 in six weeks
Invested over $1,000 in six weeks
> $20K
in pay rises secured by members who took action
> $20K
in pay rises secured by members who took action
85%
85%
said they felt more confident with their money after joining
said they felt more confident with their money after joining
72%
found extra cash and increased their weekly investments
72%
found extra cash and increased their weekly investments
Trusted by Businesses Across Australia
Trusted by Businesses Across Australia
What You Get
What You Get
What You Get
Everything You Need to Take Control - In One App.
Guided lessons, step-by-step courses, real-world tools and expert support - all designed to help you take action and stay on track.
Save Smarter, Faster
Free up cash in under 15 minutes a month - without cutting back on the things you love.
Save Smarter, Faster
Free up cash in under 15 minutes a month - without cutting back on the things you love.
Save Smarter, Faster
Free up cash in under 15 minutes a month - without cutting back on the things you love.
Grow Your Surplus
Build up to $2K/month in savings to invest, grow, or buy your first or next property.
Grow Your Surplus
Build up to $2K/month in savings to invest, grow, or buy your first or next property.
Grow Your Surplus
Build up to $2K/month in savings to invest, grow, or buy your first or next property.
Replace Your Salary By Investing
Start investing like a pro - even if you’re starting from scratch.
Replace Your Salary By Investing
Start investing like a pro - even if you’re starting from scratch.
Replace Your Salary By Investing
Start investing like a pro - even if you’re starting from scratch.
Buy Property Sooner
Cut years off your property timeline with a clear strategy and game plan.
Buy Property Sooner
Cut years off your property timeline with a clear strategy and game plan.
Buy Property Sooner
Cut years off your property timeline with a clear strategy and game plan.
Pay Less Tax, Keep More
Cut your tax bill (legally) to free up money to save, invest, or spend.
Pay Less Tax, Keep More
Cut your tax bill (legally) to free up money to save, invest, or spend.
Pay Less Tax, Keep More
Cut your tax bill (legally) to free up money to save, invest, or spend.
Super, Sorted
Make your super money work for you, not just your super company.
Super, Sorted
Make your super money work for you, not just your super company.
Super, Sorted
Make your super money work for you, not just your super company.
Inside Your Membership
Inside Your Membership
Inside Your Membership
Get Ahead, Faster
Learn From Australia's Most Awarded Financial Advice Firm
Learn From Australia's Most Awarded Financial Advice Firm
Deep Dive Courses to Level Up
Deep Dive Courses to
Level Up
Your guide to getting ahead with your money without the guesswork
Replace Your Salary
Replace Your Salary
Replace Your Salary
Buy Property Like A Pro
Buy Property Like A Pro
Buy Property Like A Pro
Lazy Banking Framework
Lazy Banking Framework
Lazy Banking Framework
Sort Out Your Super
Sort Out Your Super
Sort Out Your Super
Sexy Investing
Buying Your Dream Home
Debt Recycling Blueprint
Investing For Your Kids
Monthly Live Q&A's
Answered by Australia's Most Awarded Financial Advice Team



Short Money Tactics On Demand
On-demand lessons and tools to help you invest smarter



Money Challenges & Rewards
Get Rewarded When You Make Smart Money Moves



Join Smart Money Accelerator Today Get $1,899 in Bonuses Free
Join Smart Money Accelerator Today
Get $1,899 in
Bonuses Free
Included free for new members before Midnight June 30.
Property Strategy Pack
Property Strategy Pack
Property Strategy Pack
Mortgage Health Check
Mortgage Health Check
Breakthrough Report
Breakthrough Report
Breakthrough Report
1:1 Advice Credit ($500)
1:1 Advice Credit ($500)
Mortgage Comparison & Health Check
Mortgage Comparison & Health Check
$500 Credit for 1:1 Financial Advice*
$500 Credit for 1:1 Financial Advice*
Total Bonus Value: $1,899
Bonuses disappear in:
23 : 06 : 40 : 58
*$500 Credit for Annual Members only
Lite
$79/mo.
Pro
FREE TRIAL
$99/mo.
Unlock more features for faster results
Everything in Lite, plus:
All Courses & New Releases
7-Day Guarantee
BONUS: Money Report
BONUS: Property Strategy Session
2x Private Coaching Calls
Plus
$299/mo.
Lite
$79/mo.
Pro
FREE TRIAL
$99/mo.
Unlock more features for faster results
Everything in Lite, plus:
All Courses & New Releases
7-Day Guarantee
BONUS: Money Report
BONUS: Property Strategy Session
2x Private Coaching Calls
Plus
$299/mo.
Get Started
Get Started
Get Started
Start Free - Upgrade When You’re Ready
All plans begin with a 7-day free trial. Explore the app, take action, and pick the plan that fits your goals best.
Lite
$79
/month
Everything you need to get started:
Access to all Lessons
Community forum & support
Smart Money Stages Tracker
Monthly Live Q&A
7-Day Guarantee
All Courses & New Releases
Pro
$99
/month
Unlock more features for faster results:
Everything in Lite, plus:
All Courses & New Releases
7-Day Guarantee
BONUS: Money Report
BONUS: Property Strategy Session
2x Private Coaching Calls
Plus
$299
/month
The full wealth-building experience:
Everything in Pro, plus:
2x Private coaching calls
Premium Chat Support
7-Day Guarantee
BONUS: Money Report
BONUS: Property Strategy Session
Lite
$79
/month
Everything you need to get started:
Access to all Lessons
Community forum & support
Smart Money Stages Tracker
Monthly Live Q&A
7-Day Guarantee
All Courses & New Releases
Pro
$99
/month
Unlock more features for faster results:
Everything in Lite, plus:
All Courses & New Releases
7-Day Guarantee
BONUS: Money Report
BONUS: Property Strategy Session
2x Private Coaching Calls
Plus
$299
/month
The full wealth-building experience:
Everything in Pro, plus:
2x Private coaching calls
Premium Chat Support
7-Day Guarantee
BONUS: Money Report
BONUS: Property Strategy Session
Our Guarantee
Our Guarantee
Our Guarantee


Still Not Sure?
7-Day Money Back Guarantee
We’re so confident the Membership will deliver that if you jump in and don’t feel it’s right for you within the first 7 days - we’ll give you a full refund. No questions asked.
And here’s the best part: you’ll still walk away with the Money Breakthrough Report and the Smart Money Stages Tracker - together valued at $398 - completely free.
This isn’t about forcing a fit. If it’s not for you, that’s okay. But we think once you get inside, you’ll see exactly why thousands of Australians are using this to take control.


Rated 4.7 of 5
Rated 4.7 of 5
Rated 4.7 of 5
Real Results From Real People
Trusted by Businesses Across Australia
Trusted by Businesses Across Australia
“This should be your first step.”
The best part of Pivot and Smart Money Accelerator, is it is accessible to all. Whether you have no idea about your money and where it goes or you think you are all over it and want a little bit more to take it to the next level.
Get Started Today
The best time to get started with your money was ten years ago. The second best time is before you talk yourself out of it again.
Get Started Today
The best time to get started with your money was ten years ago. The second best time is before you talk yourself out of it again.
Get Started Today
The best time to get started with your money was ten years ago. The second best time is before you talk yourself out of it again.
Frequently Asked Questions
Check our frequently asked questions.