Unlock You Smart Money Freedom Number
How much money do you need invested to never need to work again and still cover your lifestyle forever? Use this free tool to find out in minutes.
Why This Calculator Exists 🧐
Too many smart people stay trapped in jobs they don’t love because they don’t know what their “enough” number is. This tool gives you a precise dollar figure - your Smart Money Freedom Number - so you can stop trading time for money and start building a life on your terms.
🎯 What You’ll Walk Away With
Your Smart Money Freedom Number: How much you need invested to live off passive income forever.
Custom Plan: Based on your real expenses, lifestyle, and estimated tax position.
Next Step Clarity: Know whether you’re close, halfway, or need a game plan fast.
How It Works
We reverse-engineer your required investment total using smart logic that includes:
Your Annual expenses
Estimated Investment returns (realistic & inflation-adjusted)
Estimated tax on passive income (including the Medicare Levy)
🚀 How to Use It
Enter your current annual spending
(Or your dream lifestyle target - this is your call)Choose your estimated investment return
(Something like 9.8%)Review your number
We’ll instantly calculate how much you need invested to be financially free - no job required.
Questions?
Check our frequently asked questions.