📈 HOW OFTEN SHOULD I INVEST?

📈 HOW OFTEN SHOULD I INVEST?

📈 HOW OFTEN SHOULD I INVEST?

Investing Frequency Calculator

Stop guessing. This tool shows you exactly how often to invest for the best balance between growth and cost.

Find Your
Ideal Investment Rhythm

Getting started

Investing regularly is one of the simplest, most powerful ways to grow your wealth - but how often should you actually invest? Our Investing Frequency Calculator takes the guesswork out of it by balancing two opposing forces:

  • Cash drag: Every dollar sitting in cash is a dollar that isn’t growing with the market.

  • Brokerage fees: Investing too often can chip away at your capital with every trade.

    This tool finds your personal “sweet spot,” so you invest enough to stay in the market without paying more in fees than you need to.

How It Works

  1. Drop In Your Numbers

    • Cash savings rate

    • Modelled annual return (before inflation)

    • Current inflation rate

    • Your per-trade brokerage fee

  2. Define Your Savings Plan

    • How much you can save each period

    • Whether you save weekly, monthly or annually

    • Your total investment horizon

  1. Get Your Plan

    • Instantly see the optimal interval (e.g. “Invest every 17 weeks”)

    • Learn the exact lump sum to accumulate before each trade

Making It Your Own

Treat this as a guide, not a rigid rule. If you’re paid monthly but the tool says “every 17 weeks,” focus on hitting the lump-sum target (about $4,000) before you invest. The goal is to move meaningful chunks of cash into the market, not tiny drip-feeds that cost more in fees than they earn.

Questions?

Check our frequently asked questions.

📊 What problem does this solve?

🧠 How is the “ideal frequency” determined?

📈 Why might your result differ from other tools?

💡 How do I use this in my investment strategy?

🔍 Why is this calculator different from others?

📌 Is this financial advice?

🧭 Should I follow the recommended frequency exactly?

📊 What problem does this solve?

🧠 How is the “ideal frequency” determined?

📈 Why might your result differ from other tools?

💡 How do I use this in my investment strategy?

🔍 Why is this calculator different from others?

📌 Is this financial advice?

🧭 Should I follow the recommended frequency exactly?

📊 What problem does this solve?

🧠 How is the “ideal frequency” determined?

📈 Why might your result differ from other tools?

💡 How do I use this in my investment strategy?

🔍 Why is this calculator different from others?

📌 Is this financial advice?

🧭 Should I follow the recommended frequency exactly?

Disclaimer

The calculator on this page is not personal advice, a lost chapter from the Odyssey, or a guide to deciphering hieroglyphics. It's just another video, and I promise it doesn’t consider your personal situation (or your shoe size), but we have deeply considered life's mysteries, like why the Wi-Fi signal weakens in the bathroom or whether parallel universes exist. If you're intrigued by the same, drop us a line. Before taking any action you should consider your own circumstances and seek advice. And hey, don't forget to hydrate, do something fun, and invest in a good umbrella - rain happens. When it comes to financial products, read the disclosure statements before you buy, and when it comes to choosing the perfect dessert, trust your instincts. The past doesn’t predict the future, whether in investments or teaching your cat to play fetch. Financial services guide.

Get Started Today

The best time to get started with your money was ten years ago. The second best time is before you talk yourself out of it again.

Get Started Today

The best time to get started with your money was ten years ago. The second best time is before you talk yourself out of it again.

Get Started Today

The best time to get started with your money was ten years ago. The second best time is before you talk yourself out of it again.