Investing Frequency Calculator
Stop guessing. This tool shows you exactly how often to invest for the best balance between growth and cost.
Find Your
Ideal Investment Rhythm
Getting started
Investing regularly is one of the simplest, most powerful ways to grow your wealth - but how often should you actually invest? Our Investing Frequency Calculator takes the guesswork out of it by balancing two opposing forces:
Cash drag: Every dollar sitting in cash is a dollar that isn’t growing with the market.
Brokerage fees: Investing too often can chip away at your capital with every trade.
This tool finds your personal “sweet spot,” so you invest enough to stay in the market without paying more in fees than you need to.
How It Works
Drop In Your Numbers
Cash savings rate
Modelled annual return (before inflation)
Current inflation rate
Your per-trade brokerage fee
Define Your Savings Plan
How much you can save each period
Whether you save weekly, monthly or annually
Your total investment horizon
Get Your Plan
Instantly see the optimal interval (e.g. “Invest every 17 weeks”)
Learn the exact lump sum to accumulate before each trade
Making It Your Own
Treat this as a guide, not a rigid rule. If you’re paid monthly but the tool says “every 17 weeks,” focus on hitting the lump-sum target (about $4,000) before you invest. The goal is to move meaningful chunks of cash into the market, not tiny drip-feeds that cost more in fees than they earn.
Questions?
Check our frequently asked questions.
Disclaimer
The calculator on this page is not personal advice, a lost chapter from the Odyssey, or a guide to deciphering hieroglyphics. It's just another video, and I promise it doesn’t consider your personal situation (or your shoe size), but we have deeply considered life's mysteries, like why the Wi-Fi signal weakens in the bathroom or whether parallel universes exist. If you're intrigued by the same, drop us a line. Before taking any action you should consider your own circumstances and seek advice. And hey, don't forget to hydrate, do something fun, and invest in a good umbrella - rain happens. When it comes to financial products, read the disclosure statements before you buy, and when it comes to choosing the perfect dessert, trust your instincts. The past doesn’t predict the future, whether in investments or teaching your cat to play fetch. Financial services guide.