Credit card points might feel like a win — but they’re designed to make you overspend. This lesson unpacks how credit cards quietly sabotage your savings and shows you a simpler, smarter system to stay in control of your money (and still enjoy guilt-free spending).

You’ll learn why tapping on credit keeps you blind to your budget, what to do instead, and how to make sure your spending habits align with your bigger money goals.

It’s time to break free from the trap — your savings will thank you.