Finding Your Missing Surplus

You might be leaving money on the table without even realising it. This lesson helps you uncover hidden surplus in your everyday spending — and shows you how to reroute it toward savings, investing, and the things that actually matter to you.

We’ll walk you through how to map out your income and expenses, cut low-value spending, separate your weekly cash, and automate progress (even if you’re only starting with $5).

This isn’t about sacrifice. It’s about clarity, control, and making your money count.